Understand Your Risk Tolerance
Disclaimer:
1. Investments involve risks. The past performance figures shown are not indicative of future performance and the price of shares or units and the income from them may go up as well as down; and sometime the investment may even become valueless in adverse situation.
2. The "Understand your risk tolerance" questionnaire should only be taken as a reference for determining your investment risk profile and should not be taken as conclusive.
3. AIA will not reference to your result of The "Understand your risk tolerance" questionnaire to determine whether any insurance product or investment options is suitable to you. If you apply for any investment-linked assurance scheme of AIA, you are required to complete a formal Risk Profile Questionnaire form with assistance from a licensed insurance intermediary.
Answer the following 10 questions, and we will tell you your preliminary risk tolerance level
1.What is your age?
2.How many months of your share of household expenses have you reserved to meet unforeseen events?
3.What percentage of your total liquid assets is currently invested in different financial products?
4.Have you had investment experience in the following financial products?
(I) No experience and/or bank deposits only
(II) Foreign exchange and/or non-capital protected structured products
(III) Retirement funds, investment funds and/or investment-linked assurance schemes
(IV) Direct bonds, stocks and/or commodities
5.How many years of investment experience in financial products do you have?
6.How do you obtain investment knowledge?
(I) I do not have any investment knowledge
(II) Through seeking advices from relatives and friends
(III) Through reading financial and investment news/articles and/or attending investment seminars
(IV) Through education or working experience acquired from education institutions (e.g. colleges, universities, vocational institutions, etc.), professional organizations, banks, financial institutions or other organizations
7.In general, the longer the investment horizon, the higher the risk an investor can withstand. Which option of average time horizon below would you be favourable with when investing in various financial products, the value of which can fluctuate?
8.Which of the following return objectives most closely reflect your personal investment goal?
9.Investment may go down as well as up. What is in average, the range of volatility you would be comfortable with within your portfolio each year?
10.Which of the following statements best describe your acceptance and attitude towards investment market fluctuations?
Education Level
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Your Preliminary Risk Tolerance Level
Medium-
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Investments involve risks. The past performance figures shown are not indicative of future performance and the price of shares or units and the income from them may go up as well as down; and sometime the investment may even become valueless in adverse situation.