We plan ahead for your early ideal retirement

Golden Years Income Plan

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Golden Years Income Plan

Guaranteed monthly income for your retirement
Benefit term Up to age 110
Issue age 15 days to age 60
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Featured benefits

Flexible premium payment terms

We offer 5 premium payment terms, including 3, 5, 8, 12 and 18 years, for policies in US dollars

Protection for your loved ones

Provides a Terminal Illness Advance Payment Benefit to offset medical expenses and a death benefit to protect your loved ones

Unemployment Benefit

If you become involuntarily unemployed, we will extend the grace period of late premium payment from 31 days to 365 days. Where the payment of premium is being covered by a policy loan automatically taken out on the policy, we will waive the relevant policy loan interest for up to 365 days2

Stable returns for retirement

Provides guaranteed cash value, a guaranteed cash payment, and guaranteed and non-guaranteed Monthly Income as well as non-guaranteed Annual Dividends

Your choice of Monthly Income amount and income period

You can pre-set the amount of guaranteed Monthly Income and income period for 10 years, 15 years or until age 1101

Guaranteed cash payment

Provides you with a guaranteed cash payment in a lump sum at the start of the income period

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks.
Notes
 
  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.  

  • Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid. 
  1. Only insured whose age 18 - 60 at policy issue can choose benefit term up to age 110. 

  2. The Unemployment Benefit is subject to the relevant terms and conditions.

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