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Featured benefits
The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks.
Limited-time offers
- Get up to 15% premium refund on 6-year, 10-year, 15-year or 20-year premium payment term
Terms & conditions apply. Refer to the promotional leaflet for details.
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Notes
- All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
- Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
- Subject to our prevailing rules and regulations.
- The Waiver of Premium on Death (Parents) will be provided under the policy to insure your child who is below age 18 at the time of policy application. If the policy owner and / or the contingent owner pass(es) away before age 80, provided that the policy has been in force for 2 years, the insured child will continue to enjoy protection without having to pay all or part of the future premiums for the basic plan until age 25 of the insured child. Policyowner and the contingent owner need to be at or below age 50 at the time of policy application. The contingent owner must be the insured child's parent.
The Waiver of Premium on Death (Spouse) will be provided under the policy with an insured adult at age 18 or above at the time of policy application. If the insured's spouse, who is either the policy owner or beneficiary of the policy, passes away before age 80, provided that the policy has been in force for 2 years, the insured will continue to enjoy protection under the policy without having to pay all or part of the future premiums for the basic plan. The insured's spouse must be at or below age 50 at the time of policy application.
The aggregate principal amount for the purpose of determining the amount of premium to be waived under Waiver of Premium on Death (Parents & Spouse) under all Forever Love Coupon Plan 5 policies for the same insured will not exceed a maximum sum of US$100,000 per life.
