Primary protection for your employees

PROTECT

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PROTECT

Covers life, accident, hospitalisation and network outpatient benefits plus worldwide emergency assistance services
Eligibility Companies with 3 to 19 full-time employees
Employee benefit term Up to age 64
Employee issue age Age 64 or below
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Featured benefits

Flexible hospitalisation and surgical benefits

No minimum hours of hospitalisation. Cover includes day surgery

High-quality network outpatient services

Access to high-quality medical network services without the need to file a subsequent claim

Simple application

Companies with 3 full-time employees or more can apply with no medical underwriting required

Cover for pre-existing conditions

Pre-existing conditions of the insured members will be covered after 12 continuous months of coverage under this plan

Comprehensive protection in 5 major areas

Covers life, accident, hospitalisation, network outpatient benefits and worldwide emergency assistance services

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.
Notes
 
  • The above information is for Hong Kong only.

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.  

  • This plan can only be purchased as a basic plan.

This plan is not applicable to the below industries / organisations:

  1. Group where other than a single employer or employee relationship exists
  2. Group where eligible employees include seasonal, unskilled, part-time or transient workers
  3. Association of individuals or companies
  4. Bus, taxi or truck driver (Risks involved with driving in mainland China will be excluded)
  5. Construction group
  6. Labour union
  7. Hospital / doctor / nurse / medical or clinic group
  8. Political or religious group
  9. Sports team
  10. Underground mine worker
  11. Farmer / agriculture / animal processing
  12. Employee leasing firm or temporary agency
  13. Window and/or industrial cleaning service
  14. Spa, Turkish bath, massage parlor, gymnasium, health resort or similar enterprises
  15. Theatre, amusement park, dance hall, billiard parlor, and bowling alley or sports promoter
  16. Group which involves special hazards / risks
    a) Commercial airline personnel
    b) Nuclear power or chemical production plant
    c) Police or security officer
    d) Fireman
    e) Manufacturer or user of ammunition or explosive
    f) Military and military related group
    g) Collective traveling group (e.g. Professional sports team, air crew, offshore worker, oil rig worker, ship crew, diver or driller (oil, water, underground coal), underground miner)

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