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Flexi Choice Group Insurance Plan 2

Include hospitalisation and surgical protection, as well as a range of optional benefits and a Flexible Spending Arrangement
Eligibility Companies with 3 to 100 full-time employees
Employee benefit term Up to age 69
Employee issue age Age 64 or below
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Featured benefits

Flexible Spending Arrangement1

Enable your employees to opt down their plan in exchange for Flex Dollars for reimbursements of check-ups, vaccinations, optical care, and more

Portable employee voluntary medical protection2

Employees can purchase additional individual protection plan at an affordable premium to supplement their medical protection in addition to their group medical plan

WorkWell with AIA

Support your employees to live well with diverse value-added services including access to a high-quality medical network and cashless hospitalisation for medical network

Flexibility to customise your group insurance plan

Build your employees' packages with a wide range of benefit levels for core benefits and optional benefits, along with the Flexible Spending Arrangement

Comprehensive medical cover

Include reimbursements of hospitalisation and surgery-related expenses, as well as psychiatric treatments and cash incentives for designated clinical surgeries

Cover for pre-existing conditions

Pre-existing conditions of insured persons will be covered after 12 continuous months of coverage under this plan

Join AIA Vitality

AIA Vitality helps your employees manage their health while striving to achieve career success*. It also helps to improve productivity and bolster morale to build a healthy and motivated workforce.

Please click here for further details.
The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.
Notes

  • The above information is for Hong Kong only. 

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. 

  • This plan can only be purchased as a basic plan. 
  1. A Service Acknowledgement for Flexible Spending Arrangement is required to be signed by employer. For the participation guidelines and limitations of Flexible Spending Arrangement, please refer to product brochure and proposal. 

  2. Privilege for companies with 8 or more employees.
* An annual membership fee will be charged for AIA Vitality and the AIA Vitality membership will need to be renewed on time annually in order to maintain the membership and enjoy rewards and offers (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.

This plan is not applicable to the below industries / organisations: 
  1. Group where other than a single employer or employee relationship exists 
  2. Group where eligible employees include seasonal, unskilled, part-time or transient workers 
  3. Association of individuals or companies 
  4. Bus, taxi or truck driver (Risks involved with driving in Mainland China will be excluded) 
  5. Construction group 
  6. Labour union
  7. Hospital / doctor / nurse / medical or clinic group 
  8. Political or religious group
  9. Sports team 
  10. Underground mine worker 
  11. Farmer / agriculture / animal processing 
  12. Employee leasing firm or temporary agency 
  13. Window and/or industrial cleaning service 
  14. Spa, Turkish bath, massage parlor, gymnasium, health resort or similar enterprises 
  15. Theatre, amusement park, dance hall, billiard parlor, and bowling alley or sports promoter 
  16. Group which involves special hazards / risks
    a) Commercial airline personnel
    b) Nuclear power or chemical production plant
    c) Police or security officer
    d) Fireman
    e) Manufacturer or user of ammunition or explosive
    f) Military and military related group
    g) Collective traveling group (e.g. Professional sports team, air crew, offshore worker, oil rig worker, ship crew, diver or driller (oil, water, underground coal), underground miner)

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