Please read and understand the below terms and conditions before starting the above mini-games. Your
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access to the mini-games shall constitute your agreement to be bound by these terms and conditions.
Dollar Cost Averaging is a way of investing a consistent amount in a particular asset to a regular
schedule. It’s the opposite of a lump sum investment.
The graphs below show you the effects of lump sum investments and dollar cost averaging in different
market situations.
i. Adjust the investment period by shrinking/sliding the shaded region.
ii. The list will show the performance under different market situations
ii. The list will show the performance under different market situations
Hypothetical Data
Market Is Going Up
Lump Sum Purchases
Total Investment $12,000
Units Bought
12000.00
Average Cost/unit
$1.00
Dollar Cost Averaging Purchases
Total Investment $12,000
Units Bought
4483.33
Average Cost/unit
$2.68
When the market is going up, the average cost is higher with dollar cost averaging.
Hypothetical Data
Market Is Going Down
Lump Sum Purchase
Total Investment $12,000
Units Bought
480.00
Average Cost/unit
$25.00
Dollar Cost Averaging Purchase
Total Investment $12,000
Units Bought
622.70
Average Cost/unit
$19.27
When the market is going down, the average cost is lower with dollar cost averaging.
While we have endeavoured to ensure the content of the mini-game is accurate, comprehensive and timeliness at the time of preparation and/or updating of the mini-game, however, we do not guarantee nor warrant the accuracy, completeness and timeliness of the data source. Thus, we are not liable for any claim and/or loss arising from the data source.
Any opinion or information contained in the mini-games is made on a general basis and should not be relied upon by the readers as advice. AIA reserves the right to make changes and amendments to its opinions expressed and information contained in the mini-game at any time, without any prior notice. You are advised to seek independent advice from appropriate professionals (such as, licensed investment advisor/financial consultants, etc.) before making any decision on the topic(s) mentioned in the mini-game. AIA expressly disclaims all liability for the use or interpretation by others of information contained in this mini-game.
Investments involve risks. The past performance figures shown are not indicative of future performance and the price of shares or units and the income from them may go up as well as down; and sometime the investment may even become valueless in adverse situation.