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Super Adults Shield

Covers you and your family for accidents and fatalities at every stage of life
Benefit term Up to age 76
Issue age Age 18 to 65
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Featured benefits

Accidental Medical Expenses Reimbursement Benefit

Reimburses medical expenses incurred3, such as bone-setting, acupuncture, physiotherapy and chiropractic

Accidental Hospital Income Benefit

Offers a daily income benefit if the insured is confined in a hospital due to an injury from an accident

Worldwide Emergency Assistance Services

Provides emergency evacuation and repatriation of remains4, and a 24-hour worldwide telephone enquiry service

Accidental Death & Dismemberment Benefit

Provides a lump sum benefit in the event of any injuries1 of the insured due to an accident

Permanent Total Disability Benefit

Offers a monthly payment of 1% of the sum assured for up to 100 months beginning from the 7th month if the insured is totally and permanently disabled due to an accident for 6 continuous months

Psychological Counselling Services

Covers psychological counselling expenses of the insured resulting from a designated accidental injury or disability2

Join AIA Vitality and enjoy an instant 10% premium discount

Once you join AIA Vitality*, you can enjoy an instant 10% premium discount for the first year. As long as you keep up a healthy lifestyle, you can even enjoy up to 15% lifelong premium discount**, while at the same time earning AIA Vitality Points and enjoying an array of rewards and offers to help you live a healthier lifestyle.

Please click here for further details.
The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.

Buy online

For HKID card holders who are aged 18 or above, you can buy this product in Hong Kong via our online platform AIA iShop. See how much you'll pay.

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  • Issue Age: Age 18 to 65
  • Accidental Death & Dismemberment Benefit: HK$ / MOP 500,000
Not initialised.
Notes
 
  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.

  • This plan can only be purchased as a basic plan.
  1. Applicable to any of the injuries listed in the Benefits Schedule for Accidental Death & Dismemberment Benefit occurring within 180 days after an accident involving the insured.

  2. We will pay the necessary psychological counselling expenses according to the Benefits Schedule of Super Adults Shield.

  3. Applicable within 52 weeks after the accident, up to the maximum limit per accident per insured.

  4. If the insured is a permanent resident of Hong Kong or Macau. The per life limit is up to HK$/MOP5,000,000 (under all policies held with us and AIA Company Limited covering the same insured).
* An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice. 

** Premium discount is only applicable to the standard premiums of selected AIA Vitality insurance products (including basic and add-on plans) and shall not apply to any extra premiums due to loading. In all circumstances, the premium discount will be calculated in accordance with the insured's AIA Vitality Status achieved on each policy anniversary. The policy anniversary of AIA Vitality selected insurance products and AIA Vitality membership anniversary may not be the same.  For details and offers of AIA Vitality selected insurance products, please visit aia.com.hk/aiavitality.

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