This section tabulates the Total Cash Value Ratios for each of the participating product series. Total Cash Value Ratios are the ratios of aggregate actual Total Cash Value against the illustrated amounts at the point of sale for all relevant policies in the reporting year.
Total Cash Value Ratios For Participating Products
Total Cash Value (Amount Receive Upon Policy Surrender)
=
Guaranteed Benefits Upon Policy Surrender
+
Non-Guaranteed Benefits Upon Policy Surrender
Fulfillment Ratios For Participating Products
This section tabulates the Fulfillment Ratios for each of the participating product series. Fulfillment Ratios are the ratios of aggregate actual non-guaranteed benefits against the illustrated amounts at the point of sale for all relevant policies in the reporting year.
Dividend & Bonus Philosophy
This section states the Dividend and Bonus Philosophy, and Investment Philosophy, Policy and Strategy applicable to participating products.