Shape your brilliant future

Spring Income Plan

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Spring Income Plan

Early income that makes your dreams a reality
Benefit term 17 to 19 years
Issue age 15 days to age 80
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Featured benefits

Protection for your loved ones

Apart from lump sum payment, the beneficiary can continue receiving the unpaid guaranteed annual income and any Annual Dividends from the insured's death until the end of the income period

Benefit received when the policy matures

Provided that the insured is alive at the end of the benefit term, we will pay you a maturity benefit

Easy to join

No medical examination is required as long as the total annual premiums or the one-time premium payment does not exceed the aggregate limit of each insured2

Stable returns for a brighter future

Provides guaranteed cash value, guaranteed annual income, as well as non-guaranteed dividends

Short premium payment terms for a prompt income

You can choose a one-time premium payment or spread payments over a 3-year or 5-year period

Guaranteed annual income

Offers guaranteed annual income throughout the income period with the flexibility to change the income period1

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks.
Notes
 
  • The above information is for Hong Kong only.

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. 

  • Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.      
  1. On a one-time basis, you can extend or shorten your income period (for a 3-year or 5-year premium payment policy) within 6 months before the income period begins.

  2. Subject to our prevailing rules and regulations.

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