If your payment to us is made by your or a third party's credit / debit card from your own account or a third party's account, and there is subsequently a refund, AIA reserves the right to arrange refund directly to credit card account of the credit cardholder / bank account of the debit cardholder (as the case may be).

For refund involving currency conversion, the bank or other third parties (such as the banks of merchants) will convert the transactions not denominated in Hong Kong Dollars into Hong Kong Dollars (or vice versa, depending on the currency denomination of the credit card/bank account) at the rate selected by it or the relevant card association (e.g. VISA, MasterCard, etc), or (where converted by other third parties) at the other third party's applicable exchange rate on the conversion date, plus any additional foreign exchange rate adjustment set by the bank (or the credit card issuer, as the case may be) together with any fees charged by the relevant card association, if applicable. Please contact the issuing bank of the credit card and/or the bank account for details.

I agree that the information and personal data relating to me contained in this payment may from time to time be used, maintained, processed, utilized, and stored by the Company for the purposes of (a) identity matching or verifying premium payment, source of funds and references; and/or (b) providing and arranging subsequent payment and other incidental customers' services to me, the AIA Vitality member and/or the policy owner(s); and/or (c) providing to service providers carrying out data matching procedure or any other necessary procedures for the operation of such services; and/or (d) law enforcement, investigations by police or other governmental authorities and to meet requirement imposed by laws and regulations and/or (e) satisfying and complying with any anti-money laundering and counter-terrorist financing requirements imposed by any governmental authority and/or regulator in the world; and/or (f) fulfilling those other additional uses set out in AIA Personal Information Collection Statement ("AIA PIC").

I understand that it is voluntary for me to provide the information in this payment, but if I refuse to do so, the Company may not be able to process my application and/or provide any insurance service to me/us.

Information and personal data contained in this payment may be transferred by the Company, insofar as necessary and to the extent permitted by laws, to:

(a) the relevant governmental authorities, regulator(s), court(s), tribunal(s), administrative board(s) and/or law enforcement bodies (both local and overseas) for the said purposes;

(b) such person(s) for such legitimate purposes as contemplated in AIA PIC, if applicable.

The updated version of AIA PIC is available for download from its website: http://www.aia.com.hk/en/privacy-statement.html, and is made available upon request.

I am advised that I can at any time make a data access or correction request concerning my personal data held by the Company by writing to AIA Customer Service Centre: 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong.